This version of the legend comes from Katherine Judson's 1914 collection Myths and Legends of the Mississippi Valley and the Great Lakes.
The Ancient of Ants was building a house. She worked hard to finish her house before the cold weather came.
Now when it was very cold, the Katydid and the Locust reached her house, asking for shelter. They said they had no houses.
The Ancient of Ants scolded them. She said "After you are grown up, in the warm weather, you sing all the time, instead of
building a house." She would not let them come into her house.
Then the Katydid and the Locust were ashamed, and as the weather was very cold, they died. That is why katydids and locusts die
every winter, while the ants live in their warm houses. But the katydids and locusts never do anything in warm weather but sing.